Information about risks
Trading always involves risk. The information below explains these risks clearly and transparently to help you make informed decisions.
Understanding risk is the first step toward trading with confidence.
How Meritahorro helps manage risk
- AI can help manage the risk of losses — our algorithms analyze thousands of market signals and execute trades when the right conditions are met, reducing emotion-driven decisions.
- Data-driven strategies — Each strategy is grounded in validated market behavior patterns and real-time analysis, not guesswork.
- Ajustes de riesgo flexibles — Modifica tus parámetros de riesgo en cualquier momento para alinearlos con tus objetivos y tu nivel de tolerancia.
- Stay informed and in control — Every transaction and balance update appears in your dashboard in real time. Clear fees, no hidden charges.
- Withdraw your available earnings whenever it suits you — your funds stay under your control, with flexible options for when and how often you withdraw.
1. General Risk Warnings
1.1 Trading cryptocurrencies and digital assets carries significant risk and may not be suitable for all investors. The value of cryptocurrencies may fall as well as rise, and you could lose all or even more than your initial investment.
1.2 Antes de realizar cualquier actividad de trading, evalúe cuidadosamente sus objetivos de inversión, su experiencia y su tolerancia al riesgo. Invierta solo dinero que pueda permitirse perder por completo.
1.3 Automated trading systems, including AI-powered bots, carry specific risks. They do not guarantee profitable results and may malfunction or respond unpredictably due to software failures or market conditions outside their design parameters. Users are solely responsible for monitoring automated systems and any resulting losses.
1.4 The past performance of any trading system or strategy is not indicative of future results. All historical data and performance figures presented on this Website are for illustrative purposes only.
1.5 This website serves solely as an informational and marketing platform. The Company does not provide financial advice or investment recommendations.
2. Cryptocurrency trading risks
2.1 Cryptocurrencies are highly speculative assets. Their prices can be extremely volatile and may fluctuate sharply over short periods.
2.2 Unlike traditional financial markets, cryptocurrency markets operate 24/7, with uninterrupted access supported by clear platform controls.
2.3 The value of a cryptocurrency may be affected by changes in market access, technological developments, market sentiment, actions by large holders, security breaches, and macroeconomic events.
2.4 Some cryptocurrencies may lose all of their value. There is no guarantee that any cryptocurrency will retain any value.
3. Market and liquidity risks
3.1 Cryptocurrency markets are among the most volatile in the world. Daily price movements of 10%, 20%, or more are not uncommon.
3.2 During periods of extreme volatility, trading platforms may experience delays, interruptions, or be unable to execute trades at the desired prices (slippage).
3.3 Low liquidity — especially in smaller or less widely known coins — may cause significant price slippage when orders are executed. Under extreme market conditions, it may not be possible to close a position at any price.
3.4 Stop-loss orders and other risk management tools cannot guarantee that losses will be limited to the intended amount during periods of high volatility or low liquidity.
4. Riesgo de apalancamiento y de margen
4.1 Some third-party platforms available through this Website may offer leverage or margin trading products. Leverage may amplify both potential gains and losses.
4.2 When trading on margin, you may lose more than your initial deposit. If the market moves against you, your position may be closed automatically at a loss.
4.3 Around 70–80% of retail investor accounts lose money when trading leveraged products. Consider whether you can afford to take the significant risk of losing your money.
5. Technology and security risks
5.1 The use of Internet-based trading platforms involves inherent risks, including Internet connection failures, hardware or software failures, delays in order execution, and periods of platform downtime.
5.2 La Empresa no puede garantizar que este Sitio web ni ninguna plataforma de terceros vinculada a él funcionen de forma continua, sin interrupciones ni errores.
5.3 Las cuentas de criptomonedas suelen ser objetivos de ciberdelincuentes. Los riesgos incluyen phishing, malware, SIM swapping y brechas de seguridad en exchanges. Aunque la Empresa aplica medidas de seguridad estándar del sector, ningún sistema es completamente inmune a los ciberataques.
5.4 Cryptocurrency transactions are generally irreversible. If your credentials are compromised, you could permanently lose access to your funds. The Company will not be liable for losses arising from cybersecurity incidents affecting the User’s own devices or accounts.
6. Riesgo de la plataforma y del servicio
6.1 The availability of cryptocurrencies varies significantly by jurisdiction and may change rapidly. Services offered in one country may be unavailable or subject to different account controls in another.
6.2 Los cambios en las condiciones del mercado, la disponibilidad de la red o la compatibilidad con activos pueden afectar el uso, el valor o la transferencia de criptomonedas. Los usuarios son responsables de revisar la información de la plataforma y gestionar adecuadamente la configuración de su cuenta.
6.3 The tax treatment of cryptocurrency gains varies by jurisdiction. Users are responsible for understanding and complying with their own tax obligations.
7. Riesgo de terceros
7.1 Este Sitio web conecta a los Usuarios con plataformas de trading de terceros (‘Anunciantes’). La Empresa no controla, respalda ni garantiza los servicios, la seguridad ni la solvencia de ninguna plataforma de terceros.
7.2 Third-party platforms may become insolvent, cease operations, or face service restrictions. In such cases, Users may lose access to their funds.
7.3 Antes de depositar fondos en cualquier plataforma de terceros, los usuarios deben realizar su propia diligencia debida y revisar las prácticas de seguridad de dicha plataforma.
8. Los rendimientos no están garantizados
8.1 La Empresa no manifiesta ni garantiza que los Usuarios alcancen un nivel determinado de rentabilidad mediante actividades de trading.
8.2 Any earnings figures, performance examples, or profit projections displayed on this website illustrate hypothetical scenarios only and should not be used as the basis for any investment decision.
8.3 There is no completely safe or risk-free way to trade cryptocurrencies. Treat any claim that a system can guarantee profits with considerable skepticism.
9. Aviso de idoneidad y contacto
9.1 Cryptocurrency trading may not be suitable for everyone. You should only trade if you understand how cryptocurrency markets work, are fully aware of your risk exposure, and have sufficient financial resources to withstand the possible loss of all funds you commit.
9.2 La Empresa le recomienda encarecidamente no invertir fondos que no pueda permitirse perder. Nunca opere con dinero prestado ni con fondos destinados a gastos esenciales.
9.3 Si tiene dudas sobre si operar con criptomonedas es adecuado para usted, solicite asesoramiento de un asesor financiero independiente debidamente calificado.
9.4 If you have questions about this Statement or wish to submit a complaint, please contact us at: info@meritahorro.com
We will acknowledge receipt of complaints within five business days and aim to provide a full response within 30 business days.
This Risk Disclosure Statement must be read together with our Condiciones de uso and Privacy notice.